How does Payroll Deduction Giving work?

Payroll deduction giving is participant-directed. Like a 401(k), FSA, or HSA, payroll deduction giving takes contributions from each paycheck, but the funds go into the participant's Uncommon Giving (UG) giver account, and the participant decides how to donate the funds. Here's how it works:

1. ✅ Enroll: The participant enrolls through their program administrator and elects a payroll deduction amount.

2. 💰Funds are deposited: After each payroll deduction batch is processed, the funds are deposited into the participant’s UG account.

3. 🔔 Notification: The participant receives an email letting them know funds have been added.

4. 🎁 Give: The participant logs into uncommongiving.com and makes one-time or recurring donations using the available funds at any time.

    

📣 A few important things to keep in mind:

• Enrollment: Enrollment and contribution elections can't be performed in UG. They must be done through your employer's workplace benefits enrollment process.
• Donor-advised fund (DAF): Your UG giver account is a DAF, a charitable giving account.

• Irrevocable & Non-refundable: Payroll deductions are irrevocable gifts. They can't be refunded or withdrawn for personal use.

• Charitable giving: Funds in a DAF must be used exclusively for charitable giving.

• Tax deductibility: Whether you can claim an itemized deduction depends on your individual tax situation. Please consult a tax advisor.

If you have questions before enrolling, we encourage you to review the program details or connect with your workplace administrator.

🌟 Funding Option: Self-Funding

Don't have a payroll deduction program at work? Or want to add funds to your giving account on your own? You can fund your UG account directly, either as a one-time contribution or on a recurring schedule, from the Funding menu.

You can fund your UG account by:

• ACH bank transfer
• Debit or credit card
• Wire
• Check
• Transfer from another donor-advised fund (DAF)
• Stock or cryptocurrency

💡Tip

Already have a donor-advised fund somewhere else? You can transfer those funds into your UG account, whether they’re held at another DAF institution or by another UG account holder. It’s an easy way to consolidate your giving in one place.

Transfers from another DAF don’t generate a new tax receipt. Consult a tax advisor about your situation.

🔗 Related article

• How Do I Process My Workplace Employee Charitable Payroll Deductions (workplace admin)

Please let us know if you have any questions - we're here to help.